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The transformation of Genji into Iron Man is nothing short of astounding. The sleek and futuristic aesthetics of Genji's cyborg ninja armor have been seamlessly blended with the iconic red and gold hues of Iron Man's suit. The result is a visually stunning masterpiece that pays homage to both characters while creating a whole new identity that is sure to capture the hearts of fans.Trump has flip-flopped on abortion policy. His appointees may offer clues to what happens nextIn the months that followed, I made significant changes to my lifestyle. I prioritized stress management through meditation and mindfulness practices, made healthier food choices, and ensured I got enough rest and exercise. I also sought the guidance of mental health professionals to address any underlying issues that may have contributed to my condition.Roughly a third of all food is lost or wasted from the U.S. food supply each year and, with its big holiday meal as the centerpiece, Thanksgiving can be one of the most wasteful days of the year, according to experts. With the price of sweet potatoes , cranberries, potatoes and wine up compared with last year, shoppers may want to carefully consider how much to make for the holiday. Minimizing food waste also keeps food out of landfills, cutting down on emissions of methane — a powerful greenhouse gas. "The food on your table is the result of many resources," said Dr. Jean Buzby, liaison for food loss and waste at the United States Department of Agriculture. "Fresh water, energy, land and labor are used to create, process, transport, store, market and prepare that food. Do what you can to keep your food out of landfills so that all those resources are not wasted." How bad is food waste on Thanksgiving About 200 million pounds of turkey are thrown out over the Thanksgiving holiday week, according to estimates from the Natural Resources Defense Council. Throwing out all that turkey also means the resources used to produce it are being wasted. According to NRDC estimates, producing just one pound of turkey meat uses 520 gallons of water —the equivalent of seven bathtubs full of water. And greenhouse gas emissions from a pound of turkey are equivalent to those from burning a half gallon of gasoline. "While no one sets out to be wasteful on Thanksgiving, nor throughout the year, people want to be celebratory and enjoy a special meal," Natural Resources Defense Council expert Anya Obrez said. "Most of us have deep-rooted associations between food on the table and our ability to care for our loved ones, and so we go a little overboard to ensure we won't run out of food. On top of that, cooking for a large party can be difficult!" How to minimize food waste while preparing for Thanksgiving Ahead of the holiday, the NRDC recommends figuring out exactly how much to prepare. The organization has a tool to help: people can plug in the number of guests and how much of an eater those guests are. The next step is selecting how many meals of leftovers you want and the type of meal being prepared. Types of food can also be added to your menu in the tool to get an estimate of how much to buy and cook. It's also important to make a grocery list, said Buzby. Research shows it can help shoppers avoid impulse buying. While cooking, experts advise saving peels and scraps for future broths or creative snacks, like potato skin chips. Once everyone is at the table, Obrez suggests serving smaller portions. "If your guests tend to have a lot left on their plates at the end of the meal, use smaller plates for serving," she said. "That way, when guests pile food on their plates, the amount they've got is more closely aligned with what they will actually eat. If anyone is still hungry after the first pass, they can always go back for seconds —or thirds." Making the most of your Thanksgiving leftovers Thanksgiving hosts staring at dishes of leftover turkey, mashed potatoes, green bean casserole and more should get excited about leftovers, Buzby said. Her favorite post-Thanksgiving treat is fritters her mom made with leftover mashed potatoes. She suggests making bread pudding with extra bread, use bones or leftover meat for stock or chili, and prepare French toast with extra buttermilk or cream. "Think about what your family did to save food from being wasted and add your own touch of creativity," Buzby said. To extend shelf life, Obrez suggests freezing before tossing. "Freezing food is like hitting a pause button; nearly anything can be frozen and rediscovered for a dark winter weeknight when you don't have the energy to cook something from scratch," Obrez said. Sending food home with guests is also an option, as is making a donation. Thanksgiving Aliza Chasan is a Digital Content Producer for "60 Minutes" and CBSNews.com. She has previously written for outlets including PIX11 News, The New York Daily News, Inside Edition and DNAinfo. Aliza covers trending news, often focusing on crime and politics.

Stay tuned for more updates on the PS 2025 game lineup and get ready to embark on a gaming journey like no other. The future of gaming is here, and it's looking brighter than ever before. Get ready to lose yourself in worlds beyond imagination, forge unforgettable memories, and experience the magic of interactive storytelling like never before. The countdown to 2025 has begun – are you ready to game on?What were the judges scores on Strictly Come Dancing tonight? Leaderboard - and how to vote

In the journey towards financial freedom, we often hear the terms “frugality” and “expenses” used interchangeably or even as polar opposites. Some might perceive frugality as a deprivation of life’s pleasures, while others see managing expenses as mere financial juggling without purpose. However, in my experience, frugality and expense management are two sides of the same coin. It is not about choosing one over the other but about finding the sweet spot that allows you to live a rich, fulfilling life without compromising your financial goals. In this article, I will share insights from my own journey as a financial coach, mentor, and Certified Financial Planner. I will also delve into the lessons learned from working with diverse clients—from young married couples to retired professionals and single mothers. Together, we will explore how to strike a balance between frugality and expenses in an Indian context, transforming both concepts into powerful tools for achieving financial freedom and happiness. Understanding Frugality: The Misconceptions When I was growing up, the concept of frugality was often misunderstood. In our middle-class household, frugality was equated with being “cheap.” If you were frugal, it meant you did not spend money on what was considered “non-essential.” However, over the years, I have understood that frugality is not about sacrificing joy or comfort but about spending wisely. Frugality, in its true essence, is about value-based spending. It involves prioritising expenditures that align with your core values and financial goals. It is about making mindful decisions with your money. Instead of simply cutting costs, frugality encourages you to evaluate your expenses, focus on the essentials, and eliminate wasteful spending. My Experience with Frugality I still remember the early days of my career when I transitioned from working with insurance to comprehensive financial planning. At that time, frugality was my ally. I had to invest in my education and certifications, which required a significant amount of money. Instead of feeling restricted, I made conscious choices to reduce my lifestyle expenses to accommodate these investments in my future. I chose to drive a modest car instead of a luxury one, refrained from dining out frequently and stuck to a strict monthly budget. These choices were difficult, especially when I saw my peers indulging in lavish lifestyles. However, I understood that my spending had to align with my long-term financial goals, such as expanding my business, Advantage Financial Planners LLP, and establishing The Richness Academy. Frugality was about channelling my resources towards what truly mattered—my professional growth and future financial security. Defining Expenses: Necessary, Discretionary, and the Grey Area On the flip side, expenses are often seen as unavoidable costs of living. However, not all expenses are created equal. In my consultations with clients, I often categorise expenses into three types: necessary, discretionary, and the “grey area.” Balancing Frugality and Expenses: Key Strategies Achieving financial freedom requires a balanced approach to managing expenses and embracing frugality without feeling deprived. Here are some strategies that have helped me, and many of my clients, navigate this balance: The Indian Context: Frugality vs. Expenses In India, cultural values often emphasise savings, but modern consumerism has introduced new spending habits. Young professionals, married couples, and even retired individuals often find themselves caught between traditional wisdom and contemporary lifestyles. For instance, many people struggle with societal pressures to maintain a certain lifestyle—whether it is attending lavish weddings or investing in gold jewellery. One of my clients, a single mother, felt compelled to spend on social obligations, even when it strained her finances. Through our coaching sessions, we re-evaluated her spending habits, helping her focus on saving for her daughter’s future rather than succumbing to external pressures. This decision not only brought financial stability but also a sense of empowerment. Anecdote: A Lesson from My Own Journey A few years ago, I faced a dilemma between spending on a luxury car and investing in a new venture—The Richness Academy. I had always dreamed of owning that car, but deep down, I knew that the car would not add long-term value to my life. It would only satisfy a momentary desire. So, I chose to invest in the venture instead. Looking back, it was one of the best decisions I made. The academy has now grown into a thriving community of individuals seeking financial freedom and happiness. The True Essence of Frugality and Expenses Frugality is not about living a deprived life; managing expenses is not about penny-pinching. It is about aligning your spending with your core values, aspirations, and long-term goals. It is about understanding that every rupee spent today impacts your future financial health. It is about making choices that enable you to enjoy life’s pleasures without sacrificing your financial security. I always emphasise this balance as I continue to guide my clients—senior professionals, entrepreneurs, young married couples, single mothers, and retirees. It’s not about choosing between frugality and expenses; it’s about finding the right mix that suits your unique circumstances and helps you lead a rich and fulfilling life. Final Thoughts: Your Path to Financial Freedom Frugality and expense management are tools that can help you build a bridge to financial freedom. When used wisely, they can lead to a life that is both abundant and joyful. Remember, every financial decision you make today—big or small—profoundly impacts your journey towards achieving your financial dreams. So, the next time you find yourself debating whether to splurge on that latest gadget or save for a future goal, ask yourself: Will this expense bring me closer to my vision of a rich and fulfilling life? If the answer is yes, go ahead. If not, it is time to reconsider. By consciously balancing frugality with necessary expenses, you can build not just wealth but a legacy of wisdom, financial stability, and happiness. Furthermore, isn’t that what we all truly desire? Expanding the Balance Between Frugality and Expenses: Practical Life Examples In our pursuit of a financially secure and happy life, we often face decisions that challenge our understanding of what is necessary and what is not. This section expands on practical examples illustrating how balancing frugality with expenses can be a powerful strategy for achieving long-term financial freedom and fulfilment. Buying a home is often considered a fundamental financial goal for many Indians, symbolising stability, security, and success. However, is saving for a home an act of frugality, an expense, or both? The answer lies in understanding how much one can afford and setting realistic benchmarks. Expense or Frugality? Let us consider a young married couple in their early 30s. They have a combined monthly income of `2,00,000 and are eager to buy their dream home. However, they have to decide whether to go for a property worth `1 crore in a prime location or opt for a smaller house in the suburbs worth `60 lakh. This decision involves weighing the emotional value of owning a “dream home” against the practical affordability aspect. If they decide to go for the ` one crore house, they might stretch their budget thin, leaving little room for savings or investments. This could impact their financial freedom in the long run, as a hefty mortgage would tie them down and have less flexibility to invest in other areas like children’s education, retirement, or even vacations. On the other hand, choosing the `60 lakh house in a reasonably good neighbourhood could be seen as an act of frugality. This choice allows them to maintain a healthy balance between enjoying the benefits of homeownership while still having enough disposable income for savings, investments, and lifestyle choices. Setting a realistic benchmark—such as allocating no more than 30-40% of their monthly income to EMIs—can be a practical guideline. In my own journey, I have seen several clients make these decisions. For instance, a senior executive and his wife were contemplating buying a luxury apartment. After careful discussion, they opted for a more modest home, allowing them to continue their passion for travel without financial strain. The result? A happier and richer life, both financially and experientially. To be concluded Disclaimer The information provided in this article is for educational and informational purposes only and should not be construed as financial, legal, or investment advice. While every effort has been made to ensure the accuracy of the information, the author and publisher assume no responsibility for errors, inaccuracies, omissions, or any other inconsistencies. Disclosure The author may have a financial interest in the topics discussed in this article. The content is based on the author’s personal experiences, research, and knowledge and is intended to provide general insights into the subject matter. About the Author Taresh Bhatia is a CERTIFIED FINANCIAL PLANNER and a Coach at the Richness Academy. With years of experience in guiding individuals and families toward financial freedom, Taresh specializes in helping clients achieve a rich and fulfilling life by aligning their financial decisions with their personal values and long-term goals. “Financial Freedom with Taresh: Ask Away!” Send your Querry to taresh@tareshbhatia.com and subscribe to his YouTube channel for more such insights : https://bit.ly/sbscr

The game's stunning graphics and immersive sound design further enhance the thrill of battling ghosts in "Indiana Jones: Raiders of the Lost Ring." From the eerie whispers of spirits to the bone-chilling apparitions that appear out of thin air, every detail is finely crafted to create a truly immersive and spine-tingling gaming experience. Players will find themselves fully engrossed in the world of the game, feeling the adrenaline rush of facing off against the unknown and the supernatural.The connections are clear between the Tampa Bay Buccaneers and Carolina Panthers, longtime NFC South rivals. The teams get together for a meeting on Sunday in Charlotte and showed recent signs they can play with any team. "It's an NFC South battle," Buccaneers coach Todd Bowles said. "All of them are going to be hard, none of them (are) going to be easy. ... They're playing pretty good football. They missed some games here and there, but they're playing very good football. It's going to be a tough battle." Few introductions are needed on Sunday, as first-year Panthers coach Dave Canales came to Carolina after serving as Buccaneers offensive coordinator a season ago. Canales' prized pupil last season, Tampa Bay quarterback Baker Mayfield was with the Panthers for part of the 2022 campaign. "There's some familiarity," Canales said of his connection to the Buccaneers. "Knowing coach Bowles, he's got a really sophisticated system and he attacks each team with a specific game plan. There's some principles that carry over. I know that he's going to have some things up his sleeve." The Buccaneers (5-6) playing a division opponent for the first time since an Oct. 27 loss to the Atlanta Falcons. The goal will be notching back-to-back wins for the first time since the first two weeks of the season. Four different ball-carriers, including Mayfield, found the end zone on the ground during a 30-7 drubbing of the New York Giants last Sunday. Mayfield also completed 24 of 30 passes for 294 yards. "For me, the biggest thing was blocking and tackling," Bowles said of what his team did well last weekend. "We cleaned up the fundamental and technique part of it." Star wideout Mike Evans was back in action for Tampa Bay following a three-game absence due to a hamstring injury. He finished with five receptions for 68 yards against the Giants and now gets a crack at a Carolina team allowing a league-high 30.9 points per game this season. However, the Panthers have tightened up their play as of late, winning two games in a row before hanging with the two-time defending champion Kansas City Chiefs in a 30-27 setback last Sunday. The outing against Kansas City may have been the most efficient performance of Panthers quarterback Bryce Young's two-year career. Young completed 21 of 35 passes for 263 yards and one score without throwing a pick. "It's not all Bryce, it's the whole unit," Canales said. "It's a collective effort, but he certainly needs to be the voice and driver of that." Wide receiver Jalen Coker (quadriceps), tight end Ja'Tavion Sanders (neck) and safety Lonnie Johnson (personal) were all missing from practice on Wednesday for Carolina. Defensive end LaBryan Ray is dealing with a hand issue and was among those limited. Safety Jordan Whitehead (pectoral) was one of four Buccaneers to miss practice on Wednesday. Evans practiced in full. Carolina and Tampa Bay might as well get used to each other, as the two teams will collide again in Week 17. --Field Level Media

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